Retirement is not about having nothing to do. It’s about doing the things that you are passionate about.
In this episode of the WIN Podcast, What’s Important Now, Corey Heimensen sits down with Dave Ackerman to discuss the importance of working on ourselves and our hobbies during retirement. Dave also tells about his beginnings in the education industry and how good financial planning led him to retire at age 55.
Dave discusses:
His career as a teacher and how he planned for retirement
How he started his retirement job/hobby of distilling alcohol
Why your retirement should be spent doing the things you enjoy
Everyone wants to grab the opportunities that will give them a better tomorrow.
But the truth is that this feeling can cause us to make major and avoidable mistakes.
In this episode, Corey Heimensen explains how our emotions and regrets push us to make bad decisions and why it is necessary to connect emotionally with clients to control their fears.
Corey Heimensen discusses:
How FOMO and ROMO relate to finance
How social media and the news control our decisions
When looking for a financial advisor, you want to make sure they have your best interests in mind.
That’s why it’s important to ask advisors questions while vetting them to see if they will be a good fit for you.
In this episode, Corey Heimensen outlines the seven questions you should ask any financial advisor before becoming a client. Along with what would happen to your account if your advisor couldn’t fulfill their duties.
Corey discusses:
The importance of finding an advisor who knows how to explain and break down complex financial concepts such as how they’re compensated
the value of ensuring your advisor is a fiduciary
Why splitting your accounts between several advisors is a bad idea
Let’s face it. We have all witnessed difficult times, uncertainty, and stormy life events.
Learn the tips you need to prepare and get past those in this episode of The WIN Podcast, What’s Important Now with Corey Heimensen!
This week, Corey explains how to financially prepare for these life storms. He reveals the value of building resiliency and adaptability through the process while highlighting the importance of building a good foundation to weather the storm.
Corey discusses:
The importance of spotting life events and ways to prepare and plan for them
Why you should put your money into buckets
Reasons why you shouldn’t be afraid to spend money
The value of making conscious financial decisions for a bright and secure future
In finances, there are eight rules we all need to know and follow — no matter our age!
Referring to the 1977 sitcom, “Eight Is Enough,” this week, Corey Heimensen provides you with a list of eight easy and achievable concepts you can do to protect and manage your finances.
Corey discusses:
The importance of paying yourself first and incorporating it into your routine
Why pay your bills on time, and what are some tools you can use to make it simple
How being optimistic can help you in every aspect of your life
The importance of being patient with your finances
Money, cryptocurrency, investing, and the use of mobile assets are four areas where millennials and Gen Xers share different viewpoints. For most Gen Xers, embracing new technology is a daunting task.
Is there a way where we can bridge the gap between these two generations?
In this episode of The WIN Podcast, What’s Important Now, Corey Heimensen introduces us to two millennial members of his team. First, his son Zed Heimensen and second Ryan Metzger. Zed & Ryan are financial advisors with Heimensen Wealth Advisors. They discuss why using mobile assets such as online banking can be beneficial and why millennials & Gen Xers view money differently.
Ryan & Zed discuss:
Why online banking is an asset for them
How their views on money differ from older generations
Why investing in the Cryptocurrency market isn’t an asset
Zed Heimensen, a Morningside University graduate, began working at Heimensen Wealth Advisors in May 2022. Zed graduated with a bachelor’s degree in Finance while serving as the university’s investment club president. During his time at Morningside, Zed gained extensive knowledge within the finance industry via internships in Security National Bank’s Wealth Management Department and at Heimensen Wealth Advisors.
Zed values the importance of each client’s life story while understanding how these different paths can impact the short- and long-term financial goals of every individual client. With this in mind, Zed’s goal is to become an advisor so he can advise clients and prospects and prepare financial plans. At the same time, he looks to build sincere client relationships while keeping things light-hearted.
Outside of work, Zed enjoys reading, spending time with his family and friends, and watching movies. He is also an avid sports fan, hoping he can see the Minnesota Vikings win a Super Bowl at some point in his life.
About Ryan Metzger
Ryan Metzger, Financial Advisor, provides clients with an intentional listening ear and uses what he learns to design their financial plans.
He believes in the value of listening to clients, learning about their lives and their lifestyle, growing a genuine relationship with his clients and understanding their situations.
Ryan is a home-grown Iowan, growing up right here in Rock Rapids. He graduated from the University of South Dakota with a bachelor’s degree in Finance. Shortly after graduation, in June 2021, he started working here at Heimensen Wealth Advisors. Ryan enjoys working out, watching sports, and spending time with friends and family.
Most people are familiar with the not-so-positive side of inflation. But what if Corey Heimensen from Heimensen Wealth Advisors told you that inflation can be beneficial, too?
This week, Corey examines the current standing of inflation within the markets. He outlines the ins and outs of inflation while revealing why it is so important to plan your finances around the current inflation scenario.
Corey discusses:
What is inflation, and how does it work
The benefits of inflation
The importance of ‘rainy day funds’ and reasons it’s crucial to have ‘something to fall back on’
How many of you are familiar with the roles and responsibilities of a good financial advisor?
In this episode, Corey Heimensen outlines the five roles of a financial advisor. From their role as the weatherman to marriage counseling and even acting as forest rangers, Corey explains what each hat means and how each of them is applied to different client situations.
Corey discusses:
The power of advisor straightforwardness and honesty
Ways advisors can help couples navigate their financial planning and show them a ‘travel guide’ of their possibilities
How to securely create and store your passwords and make them accessible to your family if necessary
The importance of saving and financial education for young people
Financial jargon can be confusing and hard to understand, and so can complex financial situations.
But, Corey Heimensen is here to help make these situations understandable and accessible for anybody, even if you have no previous financial experience.
In this episode, Corey reveals what motivated him to write his book, “Stop Doing Dumb Things With Your Money,” and explores the value of chapter two (focused on why you shouldn’t buy more financial services than you need) and three (the importance of goal-setting).
Corey discusses:
Reasoning and timing around his book
Tips to keep in mind when meeting with a potential financial advisor
The importance of setting realistic financial goals
What you should know about purchasing financial products and services
Have you ever asked yourself, ‘what’s next?’ after signing with a financial advisor?
Sometimes it can be unclear, and the process can be confusing.
But Corey Heimensen from Heimensen Wealth Advisors is here to help!
In this episode, Corey reveals what comes after you decide to become a Heimensen Wealth client. He also provides you with the rundown you need to smoothly navigate this new transition.
Corey discusses:
What sets Heimensen Wealth apart from other financial advisors
The tools and resources clients have access to when they become the firm’s client
Examples of how his practice helped their clients navigate tricky financial situations
The company’s client expectations and what life events the team expects to be updated on
